Serving Toronto, the GTA & All of Ontario

Ontario's Home Equity Lending Experts

Ontario’s best rates. Apply today and receive your funds in less than one week.

Your Home Equity Loan & Second Mortgage Specialists in Toronto & All of Ontario

We are Toronto’s leading mortgage broker for hard to place Home Equity Loans, Second Mortgages, Home Equity Lines of Credit (HELOC) and Private Mortgages. We also help Toronto homeowners with Mortgage Refinancing, Debt Consolidation and more.

Having a tough time getting approved by a bank on a loan or having difficulties with high credit card payments? We can help! As a matter of fact, new clients applying with bruised credit can also be approved within 24hrs!

Whether you are renewing your existing mortgage, mortgage refinancing to consolidate your debts or simply wanting to take a home equity loan, our team of professionals will work with you to find a solution best suited for you.

HOMEOWNERS APPROVED!

FAST APPROVALS IN 24 HOURS OR LESS

If you own your home, you're approved!

Approvals in 24 hours or less

Fill out our fast and easy no-obligation application form to get started and see how much you qualify for.

No credit. No problem.

We don’t care about your credit score or income. If you have equity in your home, you’re approved! Simple as that.

Receive your funds fast!

We know you’re in a hurry! Once you are approved, our agents will work with you to get your funds to you within a week.

Helping Ontario homeowners get more out of their homes since 2002.

Life is full of obstacles, challenges and opportunities. Let our home equity loan experts guide you to get the most out of the hard earned equity you’ve built in your home. We’re here to help.

Why Choose Homebase?

Homebase Mortgages has been helping homeowners achieve their financial goals for over 20 years.
Serving Toronto, the GTA and all of Ontario.

Homeowners approved within 24 hrs

If you own your home, you're approved. We lend based on your homes equity.

Large Canadian public funding network

Whether you need $5,000 or $500,000, we have you covered.

Cut monthly payments in half

Lower your monthly debt payments by up to 50%.

Bad credit. No credit. No problem.

All you need is your home. Credit scores don't matter here!

Most competitive rates in the market

We offer the lowest rates possible in our industry.

We can help when traditional banks won't

Unlike traditional banks, our approvals are solely based on your homes equity.

The latest from our mortgage blog

Home Equity Loans

7 Home Updates That Millennials Want for Better Value

If you’re a homeowner who has any plan of selling your home in the future, then it pays to know what your target market may look for when you’re finally ready to make a sale. If you own a mid-range home, then your most likely future home buyers will be ...

Home Equity Loans

4 Smart Uses of Home Equity Loans

Some people apply for a home equity loan just because they qualify for it and not for any smart purpose or reason. Sure, it is quite nice to have access to some cash that you can use to buy or pay for some things you may like now, but you ...

Second Mortgages

The Basics of a Second Mortgage – Lenders and How to Qualify

Getting a second mortgage can be either challenging or easy depending on how informed you are. By definition, an additional loan that you take on a property that is already mortgaged is a second mortgage. This makes a second mortgage riskier for lenders as compared to a first mortgage. In ...

What our clients have to say

I had a very bad experience with another company and was lucky enough to find Homebase in time, before going through with a high interest loan. Good people here.